Irrespective of your political views, keeping in shape and staying healthy should be a priority for every American. This is why understanding how healthcare is changing, since the introduction of “Obamacare”, is important. Possibly the biggest change from the ACA (Affordable Care Act), is that insurance firms are no longer allowed to refuse coverage to US citizens with preexisting medical conditions.
This is a huge advantage to millions of people, who will find visiting the doctor and receiving ongoing medical care much easier and more affordable. All self-employed Generation Xers and aging Baby Boomers, who are paying hefty premiums for their health insurance, should explore their coverage options under the newly opened state and federal run healthcare insurance marketplaces. The ACA states that insurers need to reduce the price gulf between the bigger charges paid by older Americans, and the cheaper premiums they bill to younger adults.
Then again, perhaps you are satisfied with your existing health insurance plan. If so, you might want to compare your policy with the newly available options at some stage. In all likelihood, if your employer provides your insurance, you won’t experience any changes, because the ACA rules relating to big employers (with at least fifty full time staff) do not take effect for another twelve months.
If you visit the doctor frequently, it would be sensible to arrange your next appointment soon. This is because healthcare is affected by supply and demand, just like any other industry. On the 1st January 2014, when the new insurance policies take effect, a doctor’s appointment will be affordable for many US citizens.
Hence, the demand for healthcare services will increase. However, the number of physicians remains the same. Consequently, it might take you longer to book an appointment.