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How Healthcare Is Changing For Ordinary Americans

Irrespective of your political views, keeping in shape and staying healthy should be a priority for every American. This is why understanding how healthcare is changing, since the introduction of “Obamacare”, is important. Possibly the biggest change from the ACA (Affordable Care Act), is that insurance firms are no longer allowed to refuse coverage to US citizens with preexisting medical conditions.

This is a huge advantage to millions of people, who will find visiting the doctor and receiving ongoing medical care much easier and more affordable. All self-employed Generation Xers and aging Baby Boomers, who are paying hefty premiums for their health insurance, should explore their coverage options under the newly opened state and federal run healthcare insurance marketplaces. The ACA states that insurers need to reduce the price gulf between the bigger charges paid by older Americans, and the cheaper premiums they bill to younger adults.

Then again, perhaps you are satisfied with your existing health insurance plan. If so, you might want to compare your policy with the newly available options at some stage. In all likelihood, if your employer provides your insurance, you won’t experience any changes, because the ACA rules relating to big employers (with at least fifty full time staff) do not take effect for another twelve months.

If you visit the doctor frequently, it would be sensible to arrange your next appointment soon. This is because healthcare is affected by supply and demand, just like any other industry. On the 1st January 2014, when the new insurance policies take effect, a doctor’s appointment will be affordable for many US citizens.

Hence, the demand for healthcare services will increase. However, the number of physicians remains the same. Consequently, it might take you longer to book an appointment.

6 Responses so far.

  1. ruthy says:

    I do agree with you that staying healthy should be a priority for all not just americans. more people should venture into healthcare careers to curb the increasing demand.

  2. Shamkant Sukalikar says:

    If everyone follows simple rules of healthy lifestyle, healthcare will not remain a problem . healthy life should be the end result of our lifestyle. Talking about the priority, healthcare should be a global priority irrespective of country and region.

  3. Moote says:

    There are so many more affordable health care options for Americans these days that there is no longer a need for anyone to be with some coverage.

  4. J. Wisenbaker says:

    I am so glad that insurance firms are no longer allowed to refuse coverage to US citizens with preexisting medical conditions. This was flat out wrong in the first place.

  5. Shebby says:

    I’m so glad that President Obama has made much needed improvements in our healthcare system and availability for Americans. This has been long overdue that’s for sure.

  6. Gus says:

    There are so many better health plans now that I really have to reevaluate my current coverage. I’m pretty sure I’m paying more than I have to.

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